📋 PDT Dashboard
Pattern Day Trader rules · buying power · account risk · --
💼 Account Config
EQUITY ($)
CASH ($)
MARGIN ENABLED
PDT STATUS
--
--
DAY TRADES LEFT (5d)
--
Rolling 5 business days
BUYING POWER
--
Reg-T 2× equity
DAY-TRADE BUYING POWER
--
4× excess maintenance margin
📊 Recent Day Trades (rolling 5d)
DATE
SYM
SIDE
P&L
NOTE
📜 The PDT Rules — what you need to know
  • Pattern Day Trader designation — 4+ day trades within 5 business days triggers PDT. Once flagged, you need $25k minimum equity to continue day-trading.
  • Below $25k = day-trading lockout — broker locks you to 0 day trades for 90 days unless equity restored.
  • Day-Trade Buying Power (DTBP) — Reg-T account: 4× excess maintenance margin (typically 4× cash + securities − overnight positions).
  • Free-riding — selling securities purchased with unsettled funds. Two violations = 90-day cash-only restriction.
  • Margin call — if equity drops below maintenance requirement (25% Reg-T), broker can liquidate without notice.
  • Workarounds — separate cash accounts (no PDT but T+2 settlement), prop firm accounts, or futures (no PDT rule). Trade-offs apply.